Financing Options

Mobile Homes


Single Wide
Double Wide

Modular Units for:

Modular Units
Office Space

Forms to Complete

Manufactured & Mobile Home Loan Information   APPLICATION

Program Highlights:

  • Single and Multi-Section Homes - regardless of whether the home is located in a park, on leased land or private land, 21st Mortgage can assist.
  • Loan Amount - minimum loan amount is $20,000.
  • Bank Repossessions/HUD Foreclosures - 21st does not provide financing for other manufactured home lender's repossessions or foreclosed properties including HUD.
  • Age of Mobile Home - No age restrictions apply in most states. In AL, the mobile home must be 20 years of age or newer. In MS, the mobile home must be 1999 or newer and in NY, 1995 or newer.
  • Down payment requirement - as little as 5% of the purchase price*
  • Closing Costs and most Third Party Fees - maybe financed into your new manufactured home loan.
  • Escrow - is required for both insurance and taxes.
  • Terms - Purchase and Refinance terms range from 60 months to 23 years*
  • Mortgage Insurance - not required on any of our loans.
  • Rates - All our manufactured & mobile home loans have fixed interest rates starting as low as 6.99%*
  • Payment Options include - Free Monthly Auto Draft Payment Option, Free Bi-weekly Payment Plan, and a convenient on-line payment option.

How can I get pre-approved to purchase a manufactured home? Please complete application below, print and fax it back to us  (1) 888-885-3041

21st Mortgage Credit Application (3)  <<<PLEASE CLICK ON LINK TO COMPLETE APPLICATION